Tuesday, September 30, 2008

I cried because I am so mad right now

That's right, I am mad. I just hung up with my insurance company and I cried tears of anger. Here is my problem. Every single month I pay my premium. A premium that goes up by at least twenty five dollars every six months. So now I pay $75 more than I did nine months ago. And when I called recently and asked why it continues to go up I was not at all happy with the answer. It is because the number of claims in my area has gone up-thanks everybody. That does not even include me. I am a healthy thirty-something year old woman and I am not racking up the claims. Anyway, I found a doctor I like and I need to go in for my yearly check-up. The doctor would like to run some routine blood tests-things that are good to know to keep me healthy, right? Are you with me so far? I wanted to make sure that I would be covered for the exam and the blood test-but guess what? NO!! Yes, the exam is covered BUT THE BLOOD TESTS ARE NOT!!! I not only pay a hefty premium each and every month but I also pay a co-pay each time I go to the doctor and they are not going to cover like three blood tests that would help keep me healthy in the long run. They would cover me if I am getting blood tests because of a medical problem-WHAT?? They will be paying more (and so will I) if I have a problem. Oh I am so mad. I voiced my opinion about insurance to the nice lady and I told her I knew it wasn't her fault. (So PLEASE don't think I was being rude to the lady). I know she doesn't make up the STUPID insurance policies!!!! aRGHHHHHHHHHHH!! Poor Jack saw me crying and said "Don't cry mommy" and he started crying too. Thanks alot Uni(don't)Care!!!!!!!!!!!

1 comment:

Anonymous said...

They really got it backwards, don't they?! Plus it's a catch-22.

I'm sorry you're having to deal with it.